HI. My Name Is Amy Burlingame And This Is My Testimony. You Need To See This! (Heartfelt)

 Hey.... My name is Amy Burlingame and yes this is my name... I am sharing this information with you because we need to have a serious heart to heart talk... The  Economy is hurting soooo many people right now... people are losing their jobs, (fired or laid off) people are being foreclosed on their homes day to day, So much pain is going on with health care...

Obama is fighting for us and for health care... We have millions of people in poverty, hurting... we have homeless people on the street, struggling... We have people who think they have a secure position in their job... (Poof! Gone) Our Society judges people... Some people just need a 2nd chance...

Well Folks .... It's like this... I am a Business Owner of my own company... I'm doing this video for a few reasons... One because Ayo Kedar, Alshaune, Toby and Layla (from Rockstar Marketing) and La'Don Smith keep singing in my ear... MAKE A VIDEO !!! BE YOURSELF !!! GET OVER YOUR FEAR !!!! AND SPEAK FROM YOUR HEART !!!! So okay,  you 5.... I see you, and I hope you are proud of me...

Coach J. Lloyd Tomer, Mr. Donald Bradley, Mr. Jerome Hughes, Mr. Eric & Jamilla Magee, Mr. Roniel Sylvester, Mr, Shedrick White, & Mr. Eric Upchurch, Miss Chinaza Duson, Mrs. Jil Greene, See the passion in my eyes, and Feel it in my soul....

This is my testimony to the business that I have... I am putting my heart on the line... I want you to understand my heartfelt passion for this business, I want you to see my "WHY".... I want this to touch you as it has touched me watching the playback... I have opened myself to you.. all of you... This is Me.. Amy Burlingame... In Raw Formation... This is Me.. Amy Burlingame putting my reputation, my name and my credibility on the line... This is Me.. Amy Burlingame that wants for you to open your eyes, your mind and feel my words, my actions and stand in my shoes and feel my humble soul and passion....

I LOVE WHAT I DO AND I DO WHAT I LOVE........

If you want a 2nd chance in life.... a chance to fight for Financial FREEDOM...

CONTACT ME.... Inbox Me

or Jump in the Game... 

Become a Broker/Business Owner & a Rep @    http://www.zamzuu.biz/968585

Then Become a FREE Agent @     http://www.zamzuufreeagent.com/968609

I'm Putting Myself Out Here Because I want to Help... It's Time To Stand Up !!!

SO PLEASE CONTACT ME !!!!! 

Don't Think i am handing this to you.... you need a few things to qualify.....

Commitment
Strong Mindset to Win
Are you Coachable ?
Are you Trainable?
97% of people don't make it in this business... 3% rise to the top...
(Are the a part of the 97% = crowded on bottom) OR
(3% of the top people = Many spaces open.....) You Make the Choice..
What's your mindset?
Does your "WHY" make you "CRY"?
Then take a good look in the mirror and ask yourself, are you going to leave a will or a bill?

Then we can talk.....   CLICK TO JOIN!!! http://www.zamzuu.biz/968585

Thank You ..... Amy Burlingame  "POWERTEAM LEADER"

I am NOT a fan of Taxes this year..... (Rant)

I need to vent... I really need to express my feelings right now and get this out...

So I got my W-2's today and I thought in out & done... So I was like yeaaaaa... I sat down, got my paper out and proceeded to file in under 15 minutes like I did last year...

Well there is this new tool part and it gives you updates and this is what I read...

Earned Income Credit

For tax year 2009 and 2010, Income limits and earned income tax credit percentage has been increased for working families with three or more qualifying children. Our software will automatically    calculate this for you. 

 

So if you have 3 kids you are all good and you get an increase in your taxes...

Now here's the one that has highly pissed me off ...

 

For tax years 2009 & 2010, the minimum earned income amount used to calculate Additional Child Tax Credit has been decreased from $8000.00 to $3000.00. (Are you Friggin Serious?) 

Our software will automatically calculate this for you. 

 

Now I have 2 children, so are you telling me that I am losing all of this money? People, I don't know about you, but to me, this sucks !!! I am not happy about this one bit... Now everything that I was going to take care of in this is all shot because I'm barely hitting minimum... Yup, sorry folks but i'm hella irritated.

 

This is why I am very glad to have my own business.. Next year I am doing a massive write off because I know that I can... But I am still upset and mad. I just don't understand why such a drastic drop would happen like that... I guess someone that has more kids gets more credit then someone who only has 2. 

 

SO IF YOU FEEL THAT YOU ARE GOING TO HAVE THE SAME PROBLEM AND GO THROUGH THIS YOURSELF, LET ME GIVE YOU A LITTLE ADVICE... GET A HOME -BASED BUSINESS..

AMY B...

SKYPE/ALSO EMAIL: 

(ADD)

GIRLSRULE91329@SBCGLOBAL.NET

(AND PLEASE TELL ME YOU READ MY BLOG)

I CAN HELP YOU....

I KNOW WHAT WORKS....

4 Social Security Changes Coming in 2011

 

 

(If you want a to have a lifetime investment and Realize that Social Security is going to hurt you instead of help you, I can show you different options... Please Contact Me: 

 

Amy B.

 

girlsrule91329@sbcglobal.net

 

Skype: jusalitlesassy (and tell me you read my blog and would like to save your income now.)

 

by Emily Brandon
Tuesday, January 18, 2011

provided by


The Social Security program will be tweaked in several important ways in 2011. Workers will get a temporary tax break on the amount they pay into the entitlement program, and several claiming options for retirees will be eliminated. Here's a look at how the Social Security program will change this year.

Lower Social Security taxes. The amount workers pay into the Social Security trust fund will temporarily drop from 6.2 percent of taxable wages up to $106,800 annually to 4.2 percent in 2011 only. For self-employed workers, the Social Security tax rate will drop from 12.4 percent to 10.4 percent next year, due to provisions of the Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010, signed by President Obama on December 17. Employers will continue to pay 6.2 percent of wages into the entitlement program.
The Social Security system's finances are not expected to be harmed because the trust fund will be reimbursed for the full amount of the tax break from the general fund of the Treasury. However, this change also means that the Social Security trust fund will no longer be completely funded directly by citizen contributions. "This pretty much ends the claim that Social Security is self-financing or that it doesn't contribute to the budget deficit," says Andrew Biggs, a resident scholar at the American Enterprise Institute and a former deputy commissioner of the Social Security Administration.

Free loan option eliminated. Retirees will no longer be able to get an interest-free loan from the Social Security trust fund this year. The Social Security Administration announced in December 2010 that individuals will not be able to begin payments at age 62, pay back all the benefits received at age 70 without interest, and then reclaim at a higher rate due to delayed claiming. Under the new rules, Social Security beneficiaries may withdraw an application for retirement benefits only within 12 months of their first Social Security payment and are limited to one withdrawal per lifetime. "This free loan costs the Social Security trust fund the use of money during the period the beneficiary is receiving benefits with the intent of later withdrawing the application and the interest earned on these funds," says the Social Security Administration in a statement about the rule change. The Center for Retirement Research at Boston College calculated that mass utilization of this claiming strategy could cost the system between $5.5 billion and $11 billion, primarily going to high-income households with enough liquid assets to pay back the benefits.

Retroactive benefit suspensions discontinued. Retirees will still be allowed to temporarily suspend their benefits and restart them later, which can result in bigger Social Security checks to account for the months or years in which payment was not received. However, beneficiaries will not be able to retroactively suspend benefits and pay back money already received in exchange for higher payments going forward. Retirees will be allowed to voluntarily suspend benefits only for months in which they did not receive payments or future benefits beginning the month after the request is made.

Paper checks retired. Retirees who apply for Social Security benefits on or after May 1, 2011, will no longer have the option of receiving a paper check in the mail. Seniors can have their entitlement payments directly deposited into a bank or credit union account or loaded onto a prepaid Direct Express Debit MasterCard. "This important change will provide significant savings to American taxpayers who will no longer incur the annual $120 million price tag associated with paper checks and will save Social Security $1 billion over the next 10 years," says Richard Gregg, Treasury Fiscal Assistant Secretary. Retirees already receiving paper checks will need to switch to direct deposit or the prepaid debit card by March 1, 2013.

(If you want a to have a lifetime investment and Realize that Social Security is going to hurt you instead of help you, I can show you different options... Please Contact Me: 

Amy B.

girlsrule91329@sbcglobal.net

Skype: jusalitlesassy (and tell me you read my blog and would like to save your income now.)

Retail Stores Falling Apart....

Where You Might Not Shop In 2011

Don't tell Borders or Liz Claiborne that the retail business is getting healthy. Despite years of industry cachet, both lose money, tout share prices in the single digits and just couldn't close down stores fast enough in 2010.
Chalk it up to fierce competition and customers' continued refusals to part with cash very easily, even as they loosen the purse strings a bit. Things are certainly less bleak. The latest results from the Commerce Department show that sales rose 6.6% for all retailers in 2010, the best year-over-year result since 1999. Wall Street has been responding. The S&P Retail Index is 23% higher than a year ago.



The downside: the sales increase came off a low base, thanks to the disaster of 2009, and the 0.6% rise in December sales over last year was less than expected. Customers are paying with cash, not credit cards, an indication that they're still watching money closely. And given all the stores that are still closing doors, it's clear that some of the excess capacity from the go-go years is still around. Ask an industry expert about the current state of retail, and the feeling is better, but not great.

“You can't tell me it's good,” says Howard Davidowitz, chairman of Davidowitz & Associates, a New York-based retail consultant and investment bank. “Given that Wal-Mart is down for six straight quarters, that Target missed [profit expectations] by a mile, and that Best Buy had a major earnings miss, how well can retail be doing?”

 Borders Group, delaying payments to publishers and distributors as it struggles to refinance its debt, shut down approximately 200 of its Borders and Waldenbooks stores in 2010. With book readership declining in general and Amazon snagging a lot of the remaining business, things aren't easy for traditional booksellers. Rival Barnes & Noble recently completed the shutdown of its low-volume B. Dalton unit, once a staple of shopping malls across America. The last 50 B.Dalton stores were closed this past year.

Apparel sales are doing better these days, but that doesn't mean there's room for everyone. Not when so many players are out there competing for dollars that consumers are still parting with cautiously. TJ Maxx just shut down its A.J. Wright discount line, taking all 162 stores with it. Bebe Stores closed its PH8 unit at a cost of 48 stores.

And Liz Claiborne, struggling with losses selling through its outlet stores, shut them down altogether (87 in all) in favor of putting out their product through J.C. Penney and QVC. “They really had no choice,” says Davidowitz. “This at least gives them some cash flow for awhile.”

Meantime, in case there was any doubt about the influence of Netflix and iTunes on the entertainment front, movie and music sellers Blockbuster, Movie Gallery and Trans World Entertainment's F.Y.E unit have all been high-tailing it out of many U.S. towns. Movie Gallery, which once boasted almost 5,000 stores, completed the liquidation of its remaining 2,400 units last summer.

Not that every store closing is a bad thing. Some companies are effectively using targeted closures to their advantage. Casual apparel chain Abercrombie & Fitch has shut down approximately 60 combined flagship and Abercrombie Kids locations, about 10% of its total. The downsizing is serving the company well: Comparative sales at the remaining stores have improved and analysts have upped their per-share earnings estimates significantly for the January quarter.

Sometimes less is more. Just don't tell that to Blockbuster.

Blockbuster

Stores closed: 955
Percentage of total: 23.6%
Netflix is winning the online movie rental war, and Blockbuster can’t seem to close stores fast enough to get out from under its crushing debts. The company hopes to reignite interest with self-serve kiosks. We’ll see.

Liz Claiborne

Liz Claiborne

Stores closed: 87
Percentage of total: 100%
The struggling apparel chain shuttered its branded stores and is now trying to make it work by selling through JC Penney and QVC. By getting goods out cheaper, the move at least gives the company a short-term lifeline.

A.J. Wright

A.J. Wright

Stores closed: 162
Percentage of total: 100%
The TJ Maxx discount line is shutting its doors for good, effective in February. The company plans to convert slightly more than half the shuttered units into TJ Maxx, HomeGoods or Marshalls stores, though more than 4,000 job cuts are still expected.

Borders

Borders

Stores closed: Approximately 200 (analyst estimate; company won’t confirm)
Percentage of total: 28%
Sinking revenue has Borders scrambling to refinance its debt and delay payments to publishers. Many analysts doubt its viability going forward.

Quizno’s

Quizno’s

Stores closed: Aproximately 1,000 (analyst estimate; company won’t confirm)
Percentage of total: 22.7%
Struggling as a higher-priced alternative to Subway, the sandwich chain began putting mini-stores into gas stations to boost market share. Upscale fast sandwiches are a tough position in a down economy.

Jones Apparel

Jones Apparel

Stores closed: 173
Percentage of total: 18.4%
The fashion chain, with brands including Evan-Picone, Nine West and Ann Klein, is seeing margins squeezed by higher materials costs. Analysts say footwear and accessories are its best bets going forward.

F.Y.E.

F.Y.E.

Stores closed: 99
Percentage of total: 17.6%
Most of the planned store closings for the music and DVD seller are still in progress. Parent Trans World Entertainment saw a 20.2% year-over-year sales drop during its latest quarter. In the age of iTunes, the music business is a tough grind for many others.

Guess where they are going to end up? They are going to end up online.... Opportunities are limitless... Because the future is on the internet...